Intuit · AI-Native Design

Defining AI-native, so design, product, and engineering could ship faster

How a shared definition ended the handoff debate and moved AI into the work.

Role
Product Design Manager
Partners
Mid-Market design leaders, my director, PM and engineering
Output
AI-First Design Framework
When
2026
Four automation levels, L0 to L3, with L2 checked as the right level for retainage

The outcome

Handoffs stopped looping, and AI moved into the work

Shipped faster

Design, PM, and engineering moved through handoff in sync

One shared bar

The working definition for my team and our partners

Used in critique

Teams pulled it up to compare their work against it

Better work

Retainage went from a chat panel to AI inside the workflow

01 · The problem

Handoff kept looping back to the start

Product leadership wanted every feature launch to be AI-native. Design and PM would align on a direction, bring it to engineering, and hear “this isn’t AI-native enough.” Then start over.

It came to a head on construction retainage. My staff designer and our PM had aligned on a flow where the agent set up retainage and reported its work in a chat panel. Engineering pushed back, and the work stalled.

02 · The insight

It wasn’t a quality gap. It was a definitions gap.

Each function had its own picture of AI-native, shaped by its own leadership. Without a shared bar, every handoff became a debate.

03 · My approach

I treated the definition like a product

I listened to both sides, then told my director we were going in circles and asked to lead the fix. I did the groundwork first: industry research, plus one question to leaders about what AI-native means to Intuit. Then I brought a draft to a working session with the other Mid-Market design leaders, got my director’s sign-off, and gathered final input from PM and engineering before sharing it broadly.

Why it was better because I was in the room

I didn’t take sides or redesign my team’s work. I found out why the bar kept moving and took it up a level, so my designers could get back to designing.

04 · The framework

Automation levels, matched to risk

The framework separated how we design (AI-first), what users experience (AI-native), and how much the system does. The question in every review became “what level of automation is right here?”

L0

Manual

User does the work

L1

Assisted

AI suggests, user executes

L2

Supervised

AI drafts, user approves

L3

Done-for-you

System completes, user supervises

“Kiley established a practical framework to align our design team… This gave our designers a unified approach to building intuitive, human-centered AI features.”

Michael Noh, Staff Product Designer · Intuit

05 · The framework in practice

Retainage, in three versions

PASTE_IMAGE_URL_2 (blank retainage form)

L0 · Manual

A blank form

Users entered every retainage detail by hand.

PASTE_IMAGE_URL_3 (agent reporting in a chat panel)

Chat panel

AI beside the work

The agent did the setup but reported it in chat.

PASTE_IMAGE_URL_4 (release flow with drafted invoice)

L2 · Supervised

AI in the workflow

It drafts the release invoice, and a person approves it.

Start from what we know

History, estimates, and the uploaded contract fill the form, so people review instead of type.

AI in the workflow, not beside it

Suggestions appear on the invoice, where the decision is made.

L2, not L3, when money moves

The system drafts the release; a person confirms before funds go out.

06 · What I learned

One lesson, and one thing I’d do differently

Alignment problems often look like quality problems

The pushback wasn’t about the designs. It was about a missing bar.

What I’d do differently

Set the bar before the work starts

We only found the definitions gap once retainage stalled at handoff. Now I align with partners on what “good” means at kickoff.